Results 1 to 9 of 9

Thread: Agent made me buy LIfe insurance policy by making false promises

  1. #1
    SB Wizard Captain himansh's Avatar
    Join Date
    Jun 2008
    Location
    delhi
    Posts
    2,945
    Rep Power
    79

    Angry Agent made me buy LIfe insurance policy by making false promises

    hi mam
    i am doctor by profession, 2 days back a sales manager of leading(aviva) life insurance policy contacted me and and told me that he wanted to do some check up camps with me so he will pay to me for it, but for these check up camp i will have to associate with him by taking at least one of his policy which i did and now he is saying that he dont have time for the camps coz of march closing ( earlier he wanted to do camp in march only)
    Now what should i do
    1 to believe him and wait
    2 to complaint against him to authorities
    or is there any way to get my money back
    your suggestion would be deeply appreciated
    regards

  2. #2
    Moderator Lieutenant General Preeto Maam's Avatar
    Join Date
    Jun 2006
    Posts
    61,027
    Rep Power
    100

    Default

    Hi!

    I believe there is a 15 day window after you take the policy wherein you can change your mind and ask for a refund. To begin with, explore that ASAP. If that does not exist 9though I’m pretty sure that it does), then talk to Insurance office about it.

  3. #3
    SB Wizard Major PARYANS's Avatar
    Join Date
    Aug 2009
    Location
    Thane
    Posts
    4,138
    Rep Power
    70

    Default

    Hi himansh ................one golden rule is "dont believe this agents at all"..........hw much did u pay...? Anyways i suggest to cancel this policy.......look at me man i always make the medical representatives to spend on me before i support them..............just kick his a.s.s..........
    happiness needs no reason

  4. #4
    !ИV!ИÇ!ßLΣ Brigadier General invincible07's Avatar
    Join Date
    Aug 2007
    Location
    back in hell
    Posts
    20,584
    Rep Power
    100

    Default

    Himansh.

    First and foremost, don't panic. You can Cancel the policy with in 15 days of the reciept of original policy document. Your money will be refunded without any deductions.
    Second in order to verify the commitments given to you by the Insurance Adviser or Sales Manager you can cross check the features of the policy online.

    Third, you can register complain about the Insurance Adviser or Sales Manager in the grievance cell of Aviva Life insurance and if you are not satisfied with the action taken then you can approach Insurance Ombusman.

    Regards,
    Sunil
    Koi Roko Na Deewane Ko

  5. #5
    SB Wizard Captain himansh's Avatar
    Join Date
    Jun 2008
    Location
    delhi
    Posts
    2,945
    Rep Power
    79

    Default

    Quote Originally Posted by invincible07 View Post
    Himansh.

    First and foremost, don't panic. You can Cancel the policy with in 15 days of the reciept of original policy document. Your money will be refunded without any deductions.
    Second in order to verify the commitments given to you by the Insurance Adviser or Sales Manager you can cross check the features of the policy online.

    Third, you can register complain about the Insurance Adviser or Sales Manager in the grievance cell of Aviva Life insurance and if you are not satisfied with the action taken then you can approach Insurance Ombusman.

    Regards,
    Sunil
    thank you so much your advice was really helpful to me
    will surely take some actions

  6. #6
    SB Champion Lieutenant
    Join Date
    Oct 2008
    Posts
    1,137
    Rep Power
    74

    Default

    LIke maam said that there are some grace periods to cancell the policy and if it is not the case then goto the insurance office and see.

  7. #7
    Banned Lieutenant-Colonel
    Join Date
    Jun 2008
    Posts
    7,082
    Rep Power
    0

    Default

    sabhi Insurance Company's ke agent jhooth bol kar customors ko fansa lete hain.

  8. #8
    Banned Colonel
    Join Date
    Mar 2007
    Location
    Resurrected !!!
    Posts
    13,795
    Rep Power
    0

    Default

    Quote Originally Posted by himansh View Post
    hi mam
    i am doctor by profession, 2 days back a sales manager of leading(aviva) life insurance policy contacted me and and told me that he wanted to do some check up camps with me so he will pay to me for it, but for these check up camp i will have to associate with him by taking at least one of his policy which i did and now he is saying that he dont have time for the camps coz of march closing ( earlier he wanted to do camp in march only)
    Now what should i do
    1 to believe him and wait
    2 to complaint against him to authorities
    or is there any way to get my money back
    your suggestion would be deeply appreciated
    regards
    Hi there...

    These are marketing techniques adopted by insurance companies.

    Ab policy bangaya he, woh bhi aviva ki, its a good company and prospects are good.

    Let be and waise bhi teen saal ke baad accha returns bhi miljaayega.

    Why not wait and watch?

    and dont forget to pay premium on time or else nuksaan hoyega.

  9. #9
    ♡♥£☋¢Ǩ¥ ★☆★ ☾ћi¢Ҝ¥♥♡ Field Marshal sens's Avatar
    Join Date
    Jul 2009
    Location
    ★♥»★«♥★
    Posts
    103,295
    Rep Power
    100

    Default




    hi himANSH,


    learn form this lesson. there will be many people trying to take undue advantage of u this way. always becareful.. wehn someone approaches with a deal, always make a written & clear copy of the deal..

    never trust only on words..

    never belive anyone.

    okay abt thsi policy, read terms & conditions carefully & check how u can discontinue & get ur money back..


    if not do complain to higher authorities..
    & yes.. tell that guy to do what he promised else u will ruin his reputation by telling about his lies & cheating game to everyone u know & alll ur patients.


    dont wait anymore.

    Live amongst people in such a manner that if you die they weep over you and if you are alive they crave for your company.

Similar Threads

  1. 10 things you must ask your life insurance agent
    By passion_unlimitedd in forum General Discussion
    Replies: 4
    Last Post: 09-10-2011, 01:49 PM
  2. My Promises With Mine LIFE!!
    By sheikh in forum Chit Chat Corner
    Replies: 15
    Last Post: 14-10-2010, 09:28 PM
  3. Tired of boyfriend's false promises
    By Geethu21 in forum Ask Preeto / Agony Aunt
    Replies: 21
    Last Post: 19-10-2009, 06:52 AM
  4. Real Life Spy Gadgets - For the secret agent in all of us
    By passion_unlimitedd in forum Chit Chat Corner
    Replies: 35
    Last Post: 16-10-2009, 11:30 AM
  5. Best Court Case (Insurance Policy)
    By inderpreet_3641@yahoo.co.in in forum General Discussion
    Replies: 0
    Last Post: 13-07-2007, 12:04 PM

Bookmarks

Posting Permissions

  • You may post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •